Terms and Conditions
Effective Date: April 18, 2025
Welcome to mainstinsurancecompany.com (“Website”), operated by Main Street Insurance (“we,” “us,” or “our”). By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Use of the Website
You may use this Website solely for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Website in any way that violates federal, state, or local laws or regulations (including, without limitation, any laws of the State of New York);
- Engage in any conduct that restricts or inhibits use of the Website;
- Attempt to gain unauthorized access to the Website or any connected systems;
- Copy, reproduce, distribute, or exploit any content without written permission.
2. Intellectual Property
All content, features, and functionality on the Website—including text, logos, icons, graphics, and images—are the exclusive property of Main Street Insurance or its licensors. All rights are reserved.
3. Insurance Products and Disclaimers
The information provided on this Website is intended for general informational purposes only and does not constitute an offer to sell or a solicitation to buy any insurance product or service. All insurance coverage is subject to the terms, conditions, and limitations of the issued policy. Nothing on this Website shall modify or replace any insurance contract.
4. Limitation of Liability
To the fullest extent permitted by law, Main Street Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this Website.
5. Links to Third-Party Websites
This Website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for any third-party content or privacy policies.
6. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles. Any legal action arising from the use of this Website must be brought exclusively in the courts located within New York State.
7. Changes to Terms
We may modify these Terms at any time. Updates will be posted on this page with a new effective date. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.
8. Contact
For questions about these Terms, please contact us:
Email: info@mainstinsurancecompany.com
Phone: 516-832-0538
Mailing Address:
Main Street Insurance
91 Main Street
Sayville, NY 11782
Privacy Policy
Effective Date: April 18, 2025
Main Street Insurance respects your privacy and is committed to protecting the personal information you provide. This Privacy Policy outlines how we collect, use, and protect your information in compliance with applicable laws, including New York State privacy regulations.
1. Information We Collect
We may collect personal information from you when you:
- Submit a quote request
- Complete a contact form
- Use our Website
This may include:
- Name, email address, phone number
- IP address and browser data
- Other information you voluntarily provide
2. How We Use Your Information
We use your personal information to:
- Respond to inquiries and provide quotes
- Improve the Website and our services
- Communicate with you regarding updates, offers, or changes to our services (with your consent)
3. Sharing of Information
We do not sell your personal information. We may share your information with third-party service providers only as needed to deliver requested services or maintain our systems, and only under obligations of confidentiality and data protection.
4. Use of Cookies
We may use cookies or similar technologies to analyze Website traffic and enhance your experience. You can manage cookie settings through your browser.
5. Data Security
We implement commercially reasonable measures to protect your personal information. However, no method of transmission or storage is 100% secure.
6. Your Rights
If you are a New York resident, you have the right to:
- Request access to the personal information we hold about you
- Request corrections or deletions
- Withdraw consent to marketing communications
Please contact us in writing to exercise these rights.
7. Children’s Privacy
This Website is not directed at children under the age of 13. We do not knowingly collect personal information from children.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated Effective Date.
9. Contact Us
For privacy-related inquiries or to exercise your rights under New York law, contact us at:
Email: privacy@mainstinsurancecompany.com
Phone: 516-832-0538
Mailing Address:
Main Street Insurance
91 Main Street
Sayville, NY 11782