Car insurance is a necessity for vehicles driven on a daily basis, but it is important that recreational vehicles are protected as well. At Main Street Insurance, we can help you choose the motorsports insurance coverage that works best for your vehicle.
Motorsports Insurance Coverage
We offer insurance coverage for a variety of recreational vehicles including motorcycles, ATVs, and more. A typical policy includes coverage for bodily injury, property damage, rental reimbursements, towing, comprehensive, and collision. General coverage for equipment such as helmets is also available.
Available Motorsports Insurance Discounts
If you own a motorcycle there are several opportunities for insurance discounts, including:
- Your bike is equipped with a low jack
- Your vehicle is paid in full
- You are a responsible and prompt payer
- You participate in a safety course
- You’re without claims during your previous policy period
Whether your motorcycle is your main source of transportation or you only use it for weekend rides, purchasing insurance is a benefit and a requirement. In fact, a certain level of liability coverage is required in most states.
Boat and Jet Ski Insurance
Boat or watercraft coverage includes medical payments to cover the costs of injuries and liability coverage to help cover costs in instances where you are the cause of an accident. You can also purchase insurance for personal watercraft such as jet skis. Other coverage options include replacement costs for your personal items, total loss coverage, and towing.
Off-Road Vehicle Insurance
Off-road vehicles include everything from all-terrain vehicles (ATVs), utility vehicles (UTVs), and dune buggies, to golf carts, go-karts, and trail bikes. Liability, collision, and comprehensive are some of the main coverages available for these vehicles.