Auto Insurance

When you want the best auto insurance rates, you should work with an independent provider like Main Street Insurance. We shop for and compare policies that provide you ideal coverage at an affordable cost.

Typical Auto Insurance Coverage

Drivers in the state of New York are required to carry various minimum liability coverages including:

• $10,000 for property damage per accident
• $25,000 for bodily injury and $50,000 for fatality for one individual
• $50,000 for bodily injury and $100,000 for death for two or more individuals

In addition to these minimums, drivers can opt for collision coverage to replace their own vehicle after an accident as well as comprehensive coverage that includes full glass replacement. Most policies also offer coverage in case you are involved in an accident with an underinsured or uninsured driver.

Available Auto Insurance Discounts

When you bundle your home, auto, or motorsports insurance policies through Main Street Insurance you become eligible for exclusive savings. Access more discounts for paying your policy in full, taking a defensive driving course, or installing anti-theft devices such as an alarm on your vehicle. If you don’t have any claims during the policy period, your rates will decrease for the subsequent period.